Frequently Asked Questions

Cover starts from US$100,000, with personalised pricing available from US$5 million for more bespoke requirements.

Policies are available in all major currencies and premiums can be paid by bank transfer, credit or debit card.

We are authorised and regulated by the Seychelles Financial Services Authority.

Policies are fully portable to accommodate internationally mobile clients and we also provide a range of additional benefits including Critical Illness, Disability and Indexation.

We reinsure all our policyholder risk with leading reinsurance partners across the world, and we utilise their financial strength and global stability to provide our clients with complete peace of mind at all times.

The policy is available to individuals aged between 19 and 70 years at the time of application.

You have the option to add a Disability and/or Critical Illness benefit to your life policy; however, these will expire at age 65.

If you choose to cancel your policy within the first 30 days, you’ll receive a full refund of any premiums paid, minus any medical or administration costs incurred. To cancel, simply write to us confirming your request.

You can make changes to your policy, including increasing or decreasing the amount of cover, by contacting us via your professional adviser. Any request to increase the amount of cover may require new medical information, which could include further medical examinations.

This should not be a problem; however, you must notify us in writing if you permanently change your country of residence from that stated on your application form.